TIPR™ REPORT FOR FLEET INSURANCE
Turn Your Fleet Safety Data into Better Insurance Conversations
Your telematics system does more than track vehicles; it captures valuable safety data that can help demonstrate your fleet's commitment to safety and reducing risk.
OneView captures the data. TIPR™ helps tell your safety story.
Powered by SpeedGauge. Delivered through Pedigree Technologies.
THE SPEEDGAUGE TIPR™ REPORT IS NOW AVAILABLE DIRECTLY IN ONEVIEW
Put Your Fleet Telematics Data to Work at Insurance Renewal
Your fleet already generates valuable data. Now you can put that information to work when it matters.
The SpeedGauge TIPR™ Report turns fleet and telematics data into a standardized, insurance-ready fleet profile designed to support more informed conversations during insurance review and renewal—all conveniently accessible within Pedigree Technologies’ OneView platform.
DEVELOPED BY
SpeedGauge, via the Driven Data Network — an independent, insurance-recognized data source.
REFRESH CYCLE
Updated monthly, so the report reflects how your fleet is operating right now — not just at renewal time.
ACCESS
Available to OneView® customers with TIPR™ enabled. Downloadable directly from the platform.
OVERVIEW
What Is TIPR™?
The Telematics Insurance Profile Report (TIPR™) is a standardized report developed by SpeedGauge to help fleets share telematics-based operational and safety information with insurance professionals.
Rather than relying solely on claims history, loss experience, or application questionnaires, TIPR™ provides additional insight into fleet activity, trip behavior, and operational patterns .
Customers with TIPR™ access can download the report directly from OneView®. The report is updated monthly and can be shared with an insurance broker, carrier, or underwriter during renewal and risk-management discussions.
DEVELOPED BY
SpeedGauge, via the Driven Data Network — an independent, insurance-recognized data source.
REFRESH CYCLE
Updated monthly, so the report reflects how your fleet is operating right now — not just at renewal time.
ACCESS
Available to OneView® customers with TIPR™ enabled. Downloadable directly from the platform.
SCORING
What Is a Fleet FAIR Score?
The fleet FAIR Score provides a high-level view of your fleet’s current risk exposure based on telematics data. Using a scale from 350 to 850, the score compares your fleet with similar operations using driving behavior, vehicle activity, and operating-environment data.
Rather than focusing only on individual drivers, the FAIR Score evaluates performance across the fleet. TIPR™ also provides individual scores for each included vehicle, helping managers identify trends and opportunities for improvement.
The FAIR Score is updated monthly, giving your team a consistent way to monitor changes in fleet risk over time.
SCREENSHOTS?
BENEFITS
How Can TIPR™ Help Your Fleet?
TIPR™ can help support conversations around fleet safety by providing standardized telematics data that reflects how your vehicles are operated every day.
Demonstrate your ongoing commitment to driver safety and risk management.
Benchmark your fleet's risk against similar operations.
Showcase operational improvements beyond historical claims data.
Support insurance renewal discussions with standardized telematics reporting.
Identify fleet-wide and vehicle-level risk patterns.
Help insurance partners better understand your fleet's safety initiatives.
Insurance coverage, pricing, and underwriting decisions are determined by individual insurance carriers. TIPR™ and the FAIR Score do not guarantee premium reductions, policy changes, or specific coverage terms. They can, however, support more informed conversations about fleet risk.
INSIDE THE REPORT
What Information Does TIPR™ Provide?
TIPR™ includes both high-level fleet insights and detailed vehicle-level information.
Fleet-Level Insights
Total and average distance driven
Operating radius and utilization patterns
Percentage of nighttime driving
Average number of trips per day
Overall fleet FAIR Score
Vehicle-Level Insights
Last active date and utilization trends
Individual vehicle FAIR Scores using a 350-to-850 scale
Driving-behavior indicators, such as trip frequency and nighttime driving
Operational patterns showing where, when, and how vehicles are used
Together, these insights help fleets understand both behavioral risks, such as speeding or aggressive driving, and operational exposure associated with routes, congestion, operating environments, and time of day.
DATA SOURCE
Where Does the Data Come From?
TIPR™ is generated by SpeedGauge through the Driven Data Network using telematics data and validated GPS information collected from vehicles operating on public roadways during the reporting period. Depending on data availability, the report may include:
GPS distance and activity data
Trip behavior
Time-of-day and nighttime-driving patterns
Road and operating-environment context
Odometer readings
Operating radius
Speeding and other driving-behavior indicators
SCREENSHOTS?
WHY IT MATTERS
Why Share Your TIPR™ with Your Insurance Broker?
Insurance renewals are often based on historical information — claims experience and loss history. TIPR™ lets your fleet add context by sharing measurable driving insights collected through OneView.
Without TIPR™
Conversations lean on what has already happened — past claims and loss history are the main evidence a broker or underwriter has to work with.
With TIPR™
You can demonstrate the operational practices you're implementing today — a standardized, data-backed view of how your fleet operates and what your team is doing to reduce risk.
USING THE REPORT
Turn Fleet Risk Insights into Action
TIPR™ does more than summarize fleet activity. It can help managers identify the factors contributing to risk and determine where action may be needed. Your team can use these insights to:
Identify vehicles with lower FAIR Scores
Coach drivers on behaviors such as speeding or aggressive driving
Monitor changes in fleet risk from month to month.
Evaluate exposure related to nighttime driving, congestion, routes, and higher-risk roads
Consider operational changes that may improve safety and reduce risk exposure
Document progress for future insurance discussions
THE PLATFORM
How OneView Supports Fleet Safety
OneView provides a single platform for managing vehicles, trailers, drivers, and equipment while delivering actionable operational intelligence. Depending on your solution configuration, OneView can provide visibility into:
ADD NEW LAPTOP AND ADD SCREENSHOT?
GPS fleet tracking
Trailer tracking
AI-enabled dash cameras
Electronic Logging Devices (ELD)
Tire Pressure Monitoring Systems (TPMS)
Driver coaching
Asset tracking
Preventive maintenance
Driver behavior reporting
Fleet analytics
Together, these insights help fleets improve safety, increase visibility, and make more informed operational decisions.
Fleet Telematics and Insurance: Frequently Asked Questions
Get More from Your Fleet Data at Insurance Renewal
You already have the fleet data. Put it to work.
Access the SpeedGauge TIPR™ Report directly within OneView and bring standardized, insurance-ready fleet information into your next insurance review or renewal conversation.
Already a OneView customer? We’re happy to show you where you can find your TIPR™ report. Send us an email.